Put in the cash you actually have, what leaves every month, and what comes in. You get your net burn, how many months of runway that buys, the calendar month runway ends, and the revenue number that makes you breakeven. Then test one hire and one cost cut before you commit to either.
Money you can spend. Leave out a credit line you have not drawn and money you have invoiced but not collected.
Variable cost is everything that only exists because a sale happened. Cost of goods, payment fees, shipping, fulfilment, affiliate payouts. A fixed monthly ad budget is not variable, put it in the list below.
Every dollar that leaves whether or not you sell anything this month. Salaries, your own draw, rent, software, contractors on retainer, a set ad budget.
Fixed cost total: $0 per month
| Month | Revenue | Net per month | Cash at end |
|---|
Scroll the table sideways on a small screen. Any month where cash has gone below zero is shaded.
Plain text you can paste into an email to a cofounder, an accountant, or a lender. No formatting, nothing to break.
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On the calendar: the month shown as the end of runway is the month cash first goes below zero. Payroll usually clears before month end, so plan on being in trouble two or three weeks earlier than that.
Opsbench sells one full time operations seat at $2,950 per month to US ecommerce brands. A seat is a cost, not a cure. If this page says your runway is short, hiring us makes it shorter, and the honest answer is revenue or cuts, not another line item. The one case where a call is worth your time is the opposite result: you are profitable, runway is not your constraint, and the thing capping the company is how many hours you personally have. Email us the role only if that is you.